Investment Finance
If you are just starting out in the property market or a seasoned investor, You’re Welcome Finance is highly experienced at financing property investments and we will assess your personal situation and tailor an investment property loan according to your individual requirements.
Structuring your investment property loan correctly can save you thousands of dollars.
We can help determine how much you can borrow from a wide range of lenders. Whether you are looking for capital growth or rental income, purchasing an investment property can be a great way to increase your wealth.
Benefits of Investing
Unlike some other investments such as shares, property can create a cash flow from day one with receipt of rental income. Make sure that your investment property purchase is in an area that traditionally has had a low rental vacancy rate and typically, homes close to key employment centres offer higher rental returns for investors.
You may be able to use the available equity in your home to help you buy an investment property. Using your equity may mean that you do not even need to use cash to meet deposit requirements as
you may be able to borrow the full amount of your new investment property purchase including costs.
Historically, Australian house prices have always enjoyed strong growth over the medium term, tending to double in value every 10 years. Proximity to services such as schools, shops, hospitals and public transport boosts the potential for capital growth and should be a consideration when looking for an investment property. Other factors such as population growth and employment prospects may
influence demand for property.
It is becoming increasingly more difficult to obtain property investment finance since the government introduction of greater regulation to the Banks. However there are still many lenders out there that offer different investment loan options, such as Interest Only loans, P&I repayment loans or Line of Credit facilities. Speak to us to get the advice you need to structure your investment loan correctly.
Investing in property allows you to take advantage of negative gearing initiatives, such as depreciation and interest deductions. With financial and tax advice and the right property, negative gearing might be a tax efficient investment strategy for some investors looking to reduce the amount of tax you pay.
Real estate is a great investment option. Use your new investment property …
I'd like to CalculateTry out our range of free Online Calculators to help determine how you can best maximise your money to achieve your financial goals. Follow the links below to better plan your individual situation.
* Please note the results from each calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purpose of entering into any legal or financial commitments.
Continue ExploringEnquire NowPlease complete the following details and a loans consultant will contact you shortly to discuss your requirements, whether it's an enquiry about a new loan or the progress of your recent loan application.
Our Lender Partners
Approved customers only. Terms, conditions, fees and charges apply. For our "You're Welcome Finance Car Loan" and "You're Welcome Finance Personal Loan" interest rates range depending on a number of factors, including the information you provide us and our assessment of your application. All applications are subject to lending and approval criteria. Terms for repayment are between 12 – 84 months. WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).
