Whether it’s your first home or your dream home…

We can help you move in!

Buy Property

Buying a home is one of the most important decisions you will make so we hope to answer some common questions asked by home buyers

  • How much can I borrow?

    Everyone’s situation is different when it comes to our finances and borrowing needs.

    Use our range of Online Loan Calculators to see how much you may be eligible to borrow. We can help with assessing your borrowing capacity based on your circumstances.


  • How much do I need for a deposit?

    The minimum requirement is usually 5% of the purchase price of the property, which you pay when signing a Contract of Sale.

    Speak to us today to discuss your options and what the minimum lender requirements are.


  • How do I choose which loan is right for me?

    There are hundreds of different loan types available. These range from-

    • Basic Loan
    • Standard Variable Loan
    • Offset Loan
    • Professionals Package
    • Fixed Rate Loan
    • Split Loan
    • Line of Credit Loan
    • Relocation Loan

    Repayments can be made weekly, fortnightly or monthly. Most lenders offer flexible repayment options that suit your pay cycle.

    Talk to us today and we will discuss the features you are looking for and recommend the product and repayment options that is most suitable to meet your requirements.


  • What fees and costs should I budget for?

    • Stamp Duty: The amount you pay depends on the value of the property you purchase
    • Legal or Conveyancing Fees
    • Lenders Mortgage Insurance: This generally applies if you borrow more than 80% of the purchase price
    • Lender Costs: These may include application fee, valuation fee and the lender’s legal fees
    • Building and Pest Inspections: You should always talk to a qualified professional to ensure that your new home doesn’t have any hidden nasties
    • Building Insurance: You will need to insure your new home and contents.

For all of your Home and Contents insurance needs…

Talk to us and we can obtain a quote for you!

1300 UR WELCOME
1300 87 9352
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I'd like to Calculate

Try out our range of free Online Calculators to help determine how you can best maximise your money to achieve your financial goals. Follow the links below to better plan your individual situation.

* Please note the results from each calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purpose of entering into any legal or financial commitments.


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Our Lender Partners


Approved customers only. Terms, conditions, fees and charges apply. For our "You're Welcome Finance Car Loan" and "You're Welcome Finance Personal Loan" interest rates range depending on a number of factors, including the information you provide us and our assessment of your application. All applications are subject to lending and approval criteria. Terms for repayment are between 12 – 84 months. WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).